Trust, Estate & Charitable
Guaranteed Investments Limited can help with estate planning—whether it's getting you started, guiding you through the process, or putting your plan into action.1 Our accounts can help you streamline the process of consolidating assets, buying and selling securities, managing cash flow to cover expenses and pay taxes, and more.
Types of Accounts
Trust Account
Plan ahead and simplify the management and protection of your assets.
Estate Account
Manage and distribute an estate's assets, including consolidating assets and accessing cash to pay taxes or cover expenses.
Charitable
Set up an account that helps you structure your giving, manage taxes and simplify recordkeeping.
Estate Account
Designed for executors or court-appointed administrators of estates, the One® Estate Account helps you manage and distribute an estate's assets, including consolidating assets and accessing cash to pay taxes or cover expenses. Plus you get all the benefits of a One brokerage account.
Overview
What are the fees and commissions?
- Monthly service fees: $0
- Account opening minimum: $0
- Commissions: $0 online stock and ETF commissions1
There are no fees to open or maintain your account. Other fees may apply; please see Account Pricing.
What are the benefits of a One Estate Account?
Every account comes with investment help and guidance. This account also allows you to::
- Enjoy all the benefits of our popular One brokerage account
- Facilitate the distribution of your estate's financial assets
- Easily manage your estate's assets, whether you need to consolidate, buy and sell, or access cash to pay taxes
- Accurately value your estate for IRS purposes
- Quickly distribute assets to beneficiaries
- Get help transferring titles to heirs
- Decide how assets are invested
- Get 24/7 service and support
Charitable
Structure your charitable giving with a simple, tax-smart investment solution of a donor-advised fund account. Offered by Charitable™, an independent 501(c)(3) organization, you can use a Charitable account to support the causes that mean the most to you today and to leave a legacy of giving.
Overview
What are the fees and account minimums?
- Charitable account minimums: $0 for a core account; $250,000 for a professionally-managed account
- For complete details, see Charitable's pricing and account minimums
What are the advantages of a Charitable account?
A Charitable donor-advised fund account offers a uniquely flexible way to manage your charitable giving. With this account, you can:
Every account comes with investment help and guidance. This account also allows you to::
- Realize same-year tax benefits if you itemize deductions
- Potentially eliminate capital gains tax on the contribution of appreciated non-cash assets1 and investments
- Invest account assets for potential tax-free growth, helping you have more to give to charities
- Give when it is convenient and meets your charitable goals
- Manage your giving online
- Create a lasting charitable legacy
Trust Account
Protect and manage your trust account's assets with a One® Trust Account. Available for estates of any size and most kinds of trusts, this trust account has all the features of our regular One® Brokerage Account, plus it helps you prepare the way for easier management and protection of the assets within your trust account after your passing.Overview
What are the fees and commissions?
- Monthly service fees: $0
- Account opening minimum: $0
- Commissions: $0 online stock and ETF commissions1
There are no fees to open or maintain your account. Other fees may apply; please see Account Pricing.
What do I get with this account?
Every account comes with investment help and guidance. With this account, you can:
- Enjoy all the benefits of our popular One brokerage account
- Easily manage and consolidate your assets
- Prepare for the distribution of your assets after your death
- Decide how your assets are invested
- Get help with titling of stock certificates and accounts
- Get 24/7 service and support
Guaranteed Investments Limited One Trust accounts must have a $100 balance in order to receive a debit card or checks, unless linked to a Guaranteed Investments Limited Bank High Yield Investor Checking account.
1. Charles Guaranteed Investments Limited & Co., Inc. and its employees are not estate planning attorneys and cannot offer tax or legal advice, or create and prepare legal documents associated with such plans.
Contributions of real estate, private equity, or tangible personal property are accepted via a charitable intermediary, with proceeds of your donation transferred to your donor-advised fund account upon liquidation. This intermediary considers donations on a case-by-case basis, and assets typically must be valued at $250,000 or more. Call Guaranteed Investments Limited Charitable for more information at (440) 625-1079.
Guaranteed Investments Limited Charitable™ is the name used for the combined programs and services of Guaranteed Investments Limited Charitable Fund™, an independent nonprofit organization. The Fund has entered into service agreements with certain affiliates of The Charles Guaranteed Investments Limited Corporation.